A GUIDE TO UBER INJURY CLAIMS: LEGAL ACTIONS FOR COMPENSATION

A Guide to Uber Injury Claims: Legal Actions for Compensation

A Guide to Uber Injury Claims: Legal Actions for Compensation

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Ridesharing with Uber has transformed transportation. By simply using the Uber app, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.

This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

An Uber accident can cause a variety of injuries, especially during collisions or accidents. Among the most common injuries are:

Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Spine Injuries: Back and spine injuries are common in high-impact crashes. They often result in long-term pain and expensive treatments.

Muscle Tears and Ligament Damage: read more Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.

Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Such cuts may need immediate medical attention, including surgery.

Who Is Liable in an Uber Accident?

Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.

Uber’s Driver: If the driver was negligent, distracted, or driving recklessly, they might be liable. Examples include speeding, DUI, or violating traffic rules.

Other Drivers: When another driver causes the accident, they may be held responsible.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber offers up to $1 million in liability coverage during active rides.

Third-Party Liability: Sometimes, accidents result from external factors like road hazards or defective parts. In such cases, lawsuits may involve multiple parties to determine responsibility.

Insurance Coverage for Uber Accidents

Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

Driver Offline: When the driver is offline, their personal insurance is responsible.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.

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